Helpful Tips

Plain-English ways to keep more of your money

Short, practical, and written for your household. No jargon, no affiliate links, nothing to buy. Just the things that work, each one checked before you read it.

Older couple at a kitchen table checking pension credit eligibility with letters and a phone

pension credit · benefits

Pension Credit eligibility: check it in 10 minutes

Pension credit eligibility comes down to two numbers you already know. Here's how to check in ten minutes, claim in one call, and get three months backdated.

· 8 min read

Unopened debt collection letter on a kitchen table with a pen, notepad and mug of tea

debt · debt letters

Debt collection letter: what to do first

A debt collection letter isn't a bailiff at the door. Here's what to do first, how to tell a default notice from a letter before action, and where free help is.

· 9 min read

Kitchen table with an energy bill and meter readings while checking an energy direct debit that is too high

energy · bills

Energy direct debit too high? How to get it cut

Suppliers reset monthly payments after each price cap change. Here's how to check the maths, ask for a lower direct debit, and get credit back.

· 8 min read

Household checking a council tax bill at the kitchen table to claim a council tax discount

council tax · benefits

Council tax discounts you might already qualify for

Thousands of homes pay full council tax when they should not. Here is every discount, disregard and reduction worth asking for, and how to get it backdated.

· 10 min read

Shopper comparing shelf-edge unit prices on two pack sizes to find the cheapest supermarket option

food · shopping

Cheapest supermarket in the UK: how to check

No shop is cheapest for everything. Here is how to price your own list using unit prices, own-brand tiers and what the regulator found about loyalty deals.

· 9 min read

Car insurance renewal letter on a kitchen table showing last year's price beside this year's increase

car insurance · haggle

Car insurance renewal price increase: what to do

A car insurance renewal price increase is an opening offer, not a bill. Here's what your letter must show under FCA rules, and how to get the price down.

· 8 min read

Person at a kitchen table checking what benefits they can claim on a laptop beside unopened bills

benefits · pension credit

What benefits can I claim? A plain-English check

Billions in support goes unclaimed every year. Here is a plain-English check of what benefits you can claim, even if you work, own your home or have savings.

· 8 min read

You can trust the numbers

Every figure you read here comes from somewhere you can check yourself: the regulator, a government feed, the supplier's own price sheet. If we could not check it, you will not see it.

You can act on it tonight

Short paragraphs, one clear thing to do, no jargon. You will not need a finance degree, and you will not find a tip that only works if you already have spare cash.

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