Energy bill check

Are you paying more than the price cap?

Most people do not know whether their tariff is above or below the Ofgem cap. Type four numbers from your bill and see the gap in pounds a year, not in percentages.

From your bill

The unit rate and standing charge are on every bill, usually on page two under “your tariff”. Pence, including VAT.

Change the usage (default is Ofgem’s typical home)

Calculated in your browser. Nothing leaves it.

Against the cap, 1 July to 30 September 2026

About the cap

Within a couple of percent of the cap. A standard variable tariff.

Yours, a year

£1,863

Cap, a year

£1,863

On the cap, fixes are sometimes cheaper. Compare the annual figure above, not the monthly direct debit, and watch for exit fees. If you are on a low income, ask your supplier about the Warm Home Discount and social tariffs.

The cap is a GB average for direct debit; your region differs by a few pence. Scan the bill to keep the end date watched.

Questions about the price cap

What does the cap actually cap?

The unit rate and the standing charge on a standard variable tariff, set by Ofgem every three months. It does not cap your total bill: use more, pay more. The headline figure in the news is what a typical home would pay at those rates.

Why are my rates different from the cap figures?

The cap varies by region and by how you pay. Prepayment and pay-on-receipt have their own figures, and each region differs by a few pence. The figures here are the GB average for direct debit, so treat a gap of a percent or two as noise.

Should I fix?

Only if the annual cost at your usage is lower than the cap and the exit fee is small. Compare the yearly figure, never the monthly direct debit, which suppliers set to smooth the year. Nobody pays to be recommended here, and no supplier is.

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