Helpful Tips

Plain-English ways to keep more of your money

Short, practical, and written for your household. No jargon, no affiliate links, nothing to buy. Just the things that work, each one checked before you read it.

Household water bill on a kitchen table with tea and calculator while working out help with water bills

water · bills

Help with water bills: the schemes nobody claims

Social tariffs, the WaterSure cap, free meters and leak allowances all exist — but you have to ask. Here's how to claim help with water bills, step by step.

· 10 min read

Unopened debt collection letter on a kitchen table with a pen, notepad and mug of tea

debt · debt letters

Debt collection letter: what to do first

A debt collection letter isn't a bailiff at the door. Here's what to do first, how to tell a default notice from a letter before action, and where free help is.

· 9 min read

Household checking a council tax bill at the kitchen table to claim a council tax discount

council tax · benefits

Council tax discounts you might already qualify for

Thousands of homes pay full council tax when they should not. Here is every discount, disregard and reduction worth asking for, and how to get it backdated.

· 10 min read

You can trust the numbers

Every figure you read here comes from somewhere you can check yourself: the regulator, a government feed, the supplier's own price sheet. If we could not check it, you will not see it.

You can act on it tonight

Short paragraphs, one clear thing to do, no jargon. You will not need a finance degree, and you will not find a tip that only works if you already have spare cash.

Nobody is selling you anything

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