Your car
Add your registration once. Your MOT expiry and tax due date are checked against DVLA and you get warned at 30 days, 7 days and on the day. Add the insurance renewal and you get a nudge four weeks early, when quotes are cheapest.
Join free to add a car
Just your email. Only the registration and the dates are kept, nothing else about the car or you.
What the warnings say
Every date also lands on your money calendar.
The MOT expiry and tax due date come from DVLA's Vehicle Enquiry Service, the same public record the GOV.UK vehicle checker shows, refreshed weekly. Cars under three years old get an estimated first MOT date from the month of first registration. The insurance renewal is the one date only you know, so you type it once.
MOT: 30 days before, 7 days before, and on the day it runs out. Tax: 14 days before and on the day. Insurance: 28 days before, when quotes are cheapest, and again at 7 days so it cannot auto-renew unnoticed. Each warning goes once, by email, and the dates also appear on your renewal calendar and in the Sunday email.
Insurers price by how far ahead you buy. Quotes taken three to four weeks before renewal are consistently the cheapest and the price climbs in the last few days. Since 2022 your own insurer cannot charge you more than a new customer for the same policy, but a different insurer can still be far cheaper, and the renewal letter never says so.
Yes, as many as the household runs. Each has its own dates and its own warnings.